[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pevac.cz\/podnikatelska-pujcka-na-kterou-dosahnete\/#Article","mainEntityOfPage":"https:\/\/www.pevac.cz\/podnikatelska-pujcka-na-kterou-dosahnete\/","headline":"Podnikatelsk\u00e1 p\u016fj\u010dka na kterou dos\u00e1hnete","name":"Podnikatelsk\u00e1 p\u016fj\u010dka na kterou dos\u00e1hnete","description":"Podnik\u00e1n\u00ed nen\u00ed pro ka\u017ed\u00e9ho, a ten kdo se do toho jednou pust\u00ed, mus\u00ed m\u00edt nervy ze \u017eeleza, \u017ealudek z titanu, a trp\u011blivost boh\u016f. Nebo alespo\u0148 silnou motivaci, a pevnou v\u016fli. Zalo\u017eit a rozjet \u00fasp\u011b\u0161n\u00fd podnik je toti\u017e jen za\u010d\u00e1tek. A a\u010dkoliv na to t\u0159eba jdete dob\u0159e, m\u016f\u017ee se st\u00e1t, \u017ee se zkr\u00e1tka nebude da\u0159it, a […]","datePublished":"2022-06-18","dateModified":"2022-06-18","author":{"@type":"Person","@id":"https:\/\/www.pevac.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.pevac.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pevac.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pevac.cz\/wp-content\/uploads\/innovation-561388_640.jpg","url":"https:\/\/www.pevac.cz\/wp-content\/uploads\/innovation-561388_640.jpg","height":0,"width":0},"url":"https:\/\/www.pevac.cz\/podnikatelska-pujcka-na-kterou-dosahnete\/","about":["Web"],"wordCount":424,"articleBody":"       Podnik\u00e1n\u00ed nen\u00ed pro ka\u017ed\u00e9ho, a ten kdo se do toho jednou pust\u00ed, mus\u00ed m\u00edt nervy ze \u017eeleza, \u017ealudek z titanu, a trp\u011blivost boh\u016f. Nebo alespo\u0148 silnou motivaci, a pevnou v\u016fli. Zalo\u017eit a rozjet \u00fasp\u011b\u0161n\u00fd podnik je toti\u017e jen za\u010d\u00e1tek. A a\u010dkoliv na to t\u0159eba jdete dob\u0159e, m\u016f\u017ee se st\u00e1t, \u017ee se zkr\u00e1tka nebude da\u0159it, a v\u0161e p\u016fjde najednou z kopce. Jak zareagujete? Vzd\u00e1te to, nebo budete za svoji pr\u00e1ci bojovat?Kdy\u017e pot\u0159ebujete pen\u00edze na z\u00e1chranuJakmile chyb\u00ed pen\u00edze, je to pr\u016f\u0161vih. Ale jak se \u0159\u00edk\u00e1, pen\u00edze jsou ob\u011b\u017eivo, a toto je jeden z probl\u00e9m\u016f, kter\u00fd se d\u00e1 \u0159e\u0161it. Nejsnaz\u0161\u00edm zp\u016fsobem, jak z\u00edskat pen\u00edze na z\u00e1chranu podniku, je hypot\u00e9ka bez p\u0159\u00edjmu.Co je to hypot\u00e9ka bez p\u0159\u00edjmu?Jedn\u00e9 se o podnikatelsk\u00fd \u00fav\u011br, kter\u00fd nab\u00edzej\u00ed nebankovn\u00ed spole\u010dnosti. Je ur\u010den v\u00fdhradn\u011b k podnikatelsk\u00fdm \u00fa\u010del\u016fm, a jeho nespornou v\u00fdhodou je, \u017ee v situaci, kdy se zrovna neda\u0159\u00ed, nemus\u00edte prokazovat p\u0159\u00edjmy. V bance byste toti\u017e museli, a nejsp\u00ed\u0161 by v\u00e1m pen\u00edze na z\u00e1chranu va\u0161eho podniku nedali, ale nebankovn\u00ed spole\u010dnosti jsou ochotn\u011bj\u0161\u00ed riskovat, aby v\u00e1m pomohly. Hlavn\u011b rychleDal\u0161\u00edm d\u016fvodem, pro\u010d je tato nebankovn\u00ed podnikatelsk\u00e1 hypot\u00e9ka v\u00fdhodn\u011bj\u0161\u00ed, je rychlost, s jakou ji lze vy\u0159\u00eddit. Zat\u00edmco v bance byste se dopro\u0161ovali t\u00fddny, \u010di m\u011bs\u00edce, zde je z\u00edsk\u00e1te do 24 hodin od podeps\u00e1n\u00ed smlouvy.Na co si lze p\u016fj\u010dit?P\u0159i \u017e\u00e1dosti o podnikatelsk\u00fd \u00fav\u011br u nebankovn\u00ed spole\u010dnosti nemus\u00edte dokl\u00e1dat \u00fa\u010del va\u0161\u00ed p\u016fj\u010dky. Pen\u00edze m\u016f\u017eete pou\u017e\u00edt na cokoliv, co se t\u00fdk\u00e1 podnik\u00e1n\u00ed. N\u00e1kup materi\u00e1lu, reklama, renovace pracovn\u00edch prostor, vyplacen\u00ed podniku z exekuce, uhrazen\u00ed v\u00fdplat zam\u011bstnanc\u016fm, a mnoho dal\u0161\u00edho. Na jak dlouho lze nastavit dobu spl\u00e1cen\u00ed?U podnikatelsk\u00e9ho \u00fav\u011bru si m\u016f\u017eete po domluv\u011b nastavit dobu spl\u00e1cen\u00ed a\u017e na 40 let, s ohledem na v\u00e1\u0161 v\u011bk, a v\u00fd\u0161i spl\u00e1tek. Pokud m\u00e1te strach z v\u00fd\u0161e \u00faroku, nemus\u00edte. Nebankovn\u00ed spole\u010dnosti nab\u00edzej\u00ed \u00faroky v\u00fdhodn\u00e9, velmi podobn\u00e9 t\u011bm bankovn\u00edm, n\u011bkdy dokonce i ni\u017e\u0161\u00ed. A kdy\u017e se pak pozd\u011bji rozhodnete refinancovat, a vr\u00e1tit se t\u0159eba do banky, nen\u00ed to \u017e\u00e1dn\u00fd probl\u00e9m.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnikatelsk\u00e1 p\u016fj\u010dka na kterou dos\u00e1hnete","item":"https:\/\/www.pevac.cz\/podnikatelska-pujcka-na-kterou-dosahnete\/#breadcrumbitem"}]}]